:root {
  --navy: #10305c;
  --navy-deep: #0a2145;
  --blue: #1f6fd0;
  --cyan: #4fc3f7;
  --grey: #6b7280;
  --ink: #16202e;
  --line: #e3e8ef;
  --bg: #ffffff;
  --bg-soft: #f5f8fc;
  --radius: 8px;
  --shadow: 0 10px 30px rgba(16, 48, 92, 0.10);
  --max: 1160px;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }
html, body { overflow-x: hidden; }

body {
  margin: 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Inter, Roboto, Helvetica, Arial, sans-serif;
  color: var(--ink);
  background: var(--bg);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; display: block; }

a { color: var(--blue); text-decoration: none; }

h1, h2, h3 { line-height: 1.2; margin: 0 0 14px; color: var(--navy-deep); letter-spacing: 0; }
h1 { font-size: clamp(2rem, 5vw, 3.35rem); }
h2 { font-size: clamp(1.6rem, 3.4vw, 2.3rem); }
h3 { font-size: 1.15rem; }
p { margin: 0 0 16px; }

.wrap { max-width: var(--max); margin: 0 auto; padding: 0 22px; }
.section { padding: 76px 0; }
.section-soft { background: var(--bg-soft); }
.center { text-align: center; }
.lede { font-size: 1.1rem; color: var(--grey); max-width: 680px; }
.center .lede { margin-left: auto; margin-right: auto; }

.eyebrow {
  display: inline-block;
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--blue);
  margin-bottom: 10px;
}

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 15px 28px;
  border-radius: 8px;
  font-weight: 700;
  font-size: 1rem;
  border: 2px solid transparent;
  cursor: pointer;
  transition: transform .15s ease, box-shadow .15s ease, background .15s ease;
}
.btn-primary {
  background: linear-gradient(135deg, var(--blue), var(--navy));
  color: #fff;
  box-shadow: 0 8px 22px rgba(31, 111, 208, 0.32);
}
.btn-primary:hover { transform: translateY(-2px); box-shadow: 0 12px 28px rgba(31, 111, 208, 0.4); }
.btn-ghost { background: transparent; color: var(--navy); border-color: var(--line); }
.btn-ghost:hover { border-color: var(--blue); color: var(--blue); }
.btn-light { background: #fff; color: var(--navy); }
.btn-light:hover { transform: translateY(-2px); }
.btn-row { display: flex; flex-wrap: wrap; gap: 14px; }
.center .btn-row { justify-content: center; }

/* Top bar */
.topbar {
  background: var(--navy-deep);
  color: #d8e4f5;
  font-size: 0.88rem;
  padding: 9px 0;
}
.topbar .wrap { display: flex; justify-content: space-between; gap: 14px; flex-wrap: wrap; }
.topbar a { color: #fff; font-weight: 600; }

/* Header */
header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(255, 255, 255, 0.94);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--line);
}
.nav { display: flex; align-items: center; justify-content: space-between; gap: 20px; padding: 12px 0; }
.brand { display: flex; align-items: center; gap: 12px; }
.brand img { height: 52px; width: auto; }
.brand-name { font-weight: 800; color: var(--navy-deep); letter-spacing: 0; line-height: 1.1; }
.brand-name span { display: block; font-size: 0.68rem; font-weight: 600; letter-spacing: 0.12em; color: var(--grey); text-transform: uppercase; }
.nav-links { display: flex; gap: 26px; align-items: center; }
.nav-links a { color: var(--ink); font-weight: 600; font-size: 0.95rem; }
.nav-links a:hover { color: var(--blue); }
.nav-cta { display: flex; gap: 10px; align-items: center; }
.nav-cta .btn { padding: 11px 22px; font-size: 0.95rem; }

/* Hero */
.hero {
  background:
    linear-gradient(135deg, rgba(10, 33, 69, 0.97), rgba(31, 111, 208, 0.88));
  background-color: var(--navy-deep);
  color: #fff;
  padding: 92px 0 86px;
  overflow: hidden;
}
.hero h1 { color: #fff; }
.hero p { color: #d9e6f8; font-size: 1.15rem; max-width: 560px; }
.hero-grid { display: grid; grid-template-columns: 1.15fr 0.85fr; gap: 54px; align-items: center; }
.hero-badges { display: flex; flex-wrap: wrap; gap: 10px; margin-bottom: 20px; }
.badge {
  background: rgba(255, 255, 255, 0.14);
  border: 1px solid rgba(255, 255, 255, 0.22);
  color: #eaf3ff;
  padding: 6px 14px;
  border-radius: 8px;
  font-size: 0.82rem;
  font-weight: 600;
}
.hero-logo {
  background: #fff;
  border-radius: 8px;
  padding: 24px;
  box-shadow: 0 18px 44px rgba(0, 0, 0, 0.24);
  border: 1px solid rgba(255, 255, 255, 0.45);
}

/* Trust strip */
.trust { border-bottom: 1px solid var(--line); background: #fff; }
.trust-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; padding: 26px 0; text-align: center; }
.trust-item strong { display: block; color: var(--navy-deep); font-size: 1.05rem; }
.trust-item span { color: var(--grey); font-size: 0.88rem; }

/* Cards */
.grid { display: grid; gap: 22px; }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-2 { grid-template-columns: repeat(2, 1fr); }
.grid-4 { grid-template-columns: repeat(4, 1fr); }

.card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 28px;
  transition: transform .18s ease, box-shadow .18s ease, border-color .18s ease;
}
.card:hover { transform: translateY(-4px); box-shadow: var(--shadow); border-color: #cfe0f5; }
.card p { color: var(--grey); margin-bottom: 0; font-size: 0.97rem; }
.card-icon {
  width: 46px; height: 46px; border-radius: 8px;
  background: linear-gradient(135deg, var(--blue), var(--navy));
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 16px; font-size: 1.3rem;
}
.card-icon svg {
  width: 24px;
  height: 24px;
  fill: none;
  stroke: #fff;
  stroke-width: 1.9;
  stroke-linecap: round;
  stroke-linejoin: round;
}

/* Steps */
.steps { counter-reset: step; }
.step { position: relative; padding-left: 62px; }
.step::before {
  counter-increment: step;
  content: counter(step);
  position: absolute; left: 0; top: 0;
  width: 44px; height: 44px; border-radius: 8px;
  background: linear-gradient(135deg, var(--blue), var(--navy));
  color: #fff; font-weight: 800;
  display: flex; align-items: center; justify-content: center;
}

/* Areas */
.area-list { display: flex; flex-wrap: wrap; gap: 10px; justify-content: center; margin-top: 26px; }
.area-list span {
  background: #fff; border: 1px solid var(--line);
  padding: 9px 18px; border-radius: 8px;
  font-weight: 600; font-size: 0.92rem; color: var(--navy);
}

/* Quote block */
.quote {
  background: linear-gradient(135deg, var(--navy-deep), var(--blue));
  color: #fff;
}
.quote h2 { color: #fff; }
.quote .lede { color: #d9e6f8; }
.quote-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; align-items: start; }
.form-card {
  background: #fff;
  border-radius: 8px;
  padding: 30px;
  box-shadow: 0 24px 60px rgba(0, 0, 0, 0.25);
}
.field { margin-bottom: 16px; }
.field label { display: block; font-weight: 700; font-size: 0.85rem; color: var(--navy-deep); margin-bottom: 6px; }
.field input, .field select, .field textarea {
  width: 100%;
  padding: 13px 14px;
  border: 1px solid var(--line);
  border-radius: 8px;
  font: inherit;
  font-size: 0.97rem;
  background: #fff;
  color: var(--ink);
}
.field input:focus, .field select:focus, .field textarea:focus {
  outline: none; border-color: var(--blue);
  box-shadow: 0 0 0 3px rgba(31, 111, 208, 0.15);
}
.field textarea { min-height: 96px; resize: vertical; }
.form-card .btn { width: 100%; }
.form-note { font-size: 0.82rem; color: var(--grey); text-align: center; margin: 12px 0 0; }
.hp { position: absolute; left: -9999px; }

.check-list { list-style: none; padding: 0; margin: 0; }
.check-list li { padding-left: 30px; position: relative; margin-bottom: 12px; color: #e6f0fc; }
.check-list li::before {
  content: "✓";
  position: absolute; left: 0; top: 0;
  color: var(--cyan); font-weight: 800;
}

/* FAQ */
.faq details {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 18px 22px;
  margin-bottom: 12px;
}
.faq summary {
  cursor: pointer;
  font-weight: 700;
  color: var(--navy-deep);
  list-style: none;
  display: flex; justify-content: space-between; align-items: center; gap: 14px;
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; color: var(--blue); font-size: 1.4rem; font-weight: 700; }
.faq details[open] summary::after { content: "-"; }
.faq details p { margin: 14px 0 0; color: var(--grey); }

/* CTA band */
.cta-band { background: var(--navy-deep); color: #fff; padding: 58px 0; text-align: center; }
.cta-band h2 { color: #fff; }
.cta-band p { color: #c9daf0; max-width: 620px; margin: 0 auto 26px; }

/* Footer */
footer { background: #071a38; color: #a9bfdb; padding: 54px 0 26px; font-size: 0.94rem; }
footer h4 { color: #fff; font-size: 0.95rem; margin: 0 0 14px; letter-spacing: 0.04em; }
footer a { color: #d3e2f6; }
footer a:hover { color: #fff; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr; gap: 40px; }
.footer-grid ul { list-style: none; padding: 0; margin: 0; }
.footer-grid li { margin-bottom: 9px; }
.footer-logo { background: #fff; border-radius: 8px; padding: 12px; width: 150px; margin-bottom: 16px; }
.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  margin-top: 36px; padding-top: 20px;
  display: flex; justify-content: space-between; gap: 16px; flex-wrap: wrap;
  font-size: 0.85rem; color: #8ba4c4;
}

/* Sticky mobile call bar */
.mobile-bar { display: none; }

@media (max-width: 980px) {
  .hero-grid, .quote-grid { grid-template-columns: 1fr; }
  .hero-logo { max-width: 340px; margin: 0 auto; }
  .grid-3, .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .nav-links { display: none; }
}

@media (max-width: 640px) {
  .section { padding: 56px 0; }
  .grid-3, .grid-4, .grid-2 { grid-template-columns: 1fr; }
  .trust-grid { grid-template-columns: repeat(2, 1fr); gap: 18px; }
  .topbar .wrap { justify-content: center; }
  .topbar { text-align: center; }
  .nav { padding: 11px 0; }
  .brand img { height: 42px; }
  .brand-name { font-size: 0.96rem; }
  .brand-name span { font-size: 0.62rem; letter-spacing: 0.08em; }
  .nav-cta { display: none; }
  .hero { padding: 70px 0 74px; }
  .hero p { font-size: 1.03rem; }
  .hero-badges { flex-wrap: nowrap; overflow-x: auto; padding-bottom: 2px; }
  .badge { white-space: nowrap; }
  .hero .btn-row { display: grid; grid-template-columns: 1fr; }
  .hero .btn { width: 100%; padding-left: 14px; padding-right: 14px; }
  .hero-logo { max-width: min(100%, 330px); padding: 18px; }
  body { padding-bottom: 70px; }
  .mobile-bar {
    display: grid;
    grid-template-columns: 1fr 1fr;
    position: fixed; bottom: 0; left: 0; right: 0; z-index: 90;
    border-top: 1px solid rgba(255,255,255,0.14);
  }
  .mobile-bar a {
    padding: 16px 10px; text-align: center;
    font-weight: 700; color: #fff; font-size: 0.98rem;
  }
  .mobile-bar .call { background: var(--navy-deep); }
  .mobile-bar .text { background: var(--blue); }
}

@media (max-width: 420px) {
  .wrap { padding: 0 18px; }
  .topbar { font-size: 0.82rem; }
  .hero-badges { margin-left: -2px; margin-right: -2px; }
  .trust-grid { grid-template-columns: 1fr; text-align: left; }
  .trust-item { padding: 0 4px; }
}